1.1 Data protection is a matter of trust and your privacy is important to FliQCard (“we” or “us”). This Privacy Notice will describe how we collect, process and use your personal data (as defined in the Act) in accordance with Personal Data Protection Act 2010 (“the Act”), as well as your choices and rights in relation to your personal data.
1.2 This Privacy Notice applies to personal data that we collect, whether:
(a)Online: from your interactions with us through our websites, mobiles sites, social media sites (collectively known as “Sites”), mobile applications and web applications (collectively known as “Apps”) that link to this Privacy Notice; or
(b)Offline: that we may collect your personal data offline or receive from third parties;
for the purpose of provision of our services (“FliQCard Services”).
1.3 You can choose not to provide personal data to us when requested. However, if this is necessary in order for us to provide FliQcard Services or to perform any tasks or other services that you had requested for, we may be unable to perform them. By providing your personal data to us, you are consenting to this Privacy Notice and the collection, use, access, transfer, storage and processing of your personal data as described in this Privacy Notice.
1.4 If you disclose to us the personal data of another person, you must obtain that person's consent to both the disclosure and the processing of his/her personal data in the manner set out herein.
2.1 We may collect, store and use the following personal data:
(a) information that you provide to us when registering with or using FliQCard Services (we will ask for your name, e-mail address, mobile phone number, and/or occupation);
(b) information about your computer and about your visits to and use of the Sites or Apps (including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths);
(c) information that you provide to us when using FliQCard Services, or that is generated in the course of the use of those services;
(d ) information relating to any purchases you make of FliQCard Services or any other transactions that you enter into through FliQCard Services (including your card details);
(e) information contained in or relating to any communication that you send to us (including the communication content and metadata associated with the communication); and
(f) any other personal data that you choose to send to us.
3.1 We will only collect personal data where it is necessary for us to perform certain tasks or services (including FliQCard Services) requested by you or related to our dealings with you.
3.2 We may use your personal data to:
(a) administer our Sites, Apps and business;
(b) personalise our Sites and Apps for you;
(c) make available FliQCard Services to you;
(d) supply to you FliQCard services through our Sites and Apps;
(e) send statements, invoices and payment reminders to you, and collect payments from you;
(f) send you non-marketing commercial communications;
(g) send you email notifications and mobile messages or notifications that you have specifically requested;
(h) send you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter);
(i) send you marketing communications relating to our business or the businesses of carefully-selected third parties which we think may be of interest to you, by post or, where you have specifically agreed to this, by email or similar technology (you can inform us at any time if you no longer require marketing communications);
(j)provide third parties with statistical information about our users (but those third parties will not be able to identify any individual user from that information);
(k)respond to your enquiries and complaints relating to FliQCard Services;
(l)keep our Sites and Apps secured and to prevent fraud;
(m)verify your compliance with the terms and conditions governing the use of FliQCard Services; and/or
(n)facilitate other legitimate business activities of FliQCard.
3.3 If you submit personal data for publication on our Sites and Apps, we will publish and otherwise use that information in accordance with the consent you grant to us.
3.4 Your privacy settings can be used to limit the publication of your personal data on our Sites and Apps website, and if applicable, may be adjusted using privacy controls in the Apps and on the Sites.
4.1Your personal data held by us shall be kept confidential. However, there are certain circumstances (including for the purposes set out in this Privacy Notice) in which we may need to disclose your personal data to:
(a)any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries);
(b)any third party company or service provider with which provide us operational services, financial services or professional services, including to perform some of our functions or services;
(c)any strategic partner with whom we have a relationship with for specific products and/or services if consented to, by you;
(d) law enforcement agencies or governmental agencies to the extent that we are required to do so by law;
(e)facilitate any ongoing or prospective legal proceedings or in order to establish, exercise or defend our legal rights; and/or
(f)other parties in respect of whom you have given your express or implied consent.
4.2Except as provided above, we will not provide your personal data to third parties. Any third parties with whom we share personal data are contractually required to implement appropriate data protection and security measures to protect personal data and are not permitted to use personal data for any purpose other than the purpose for which they are provided with or given access to personal data.
4.3We will not, without your express consent, supply your personal data to any third party for the purpose of their or any other third party's direct marketing.
5.1Personal data that we collect may be stored and processed in and transferred between any of the countries in which we or our service providers operate in order to enable us to use the personal data in accordance with this Privacy Notice.
5.2Personal data that you publish on our Sites or Apps or submit for publication on our Sites or Apps may be available, via the internet, around the world.
5.3By continue using FliQCard Services and/or accessing the Sites or Apps, you expressly agree to such international transfer of personal data described in this Section.
6.1We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal data.
6.2We will store all the personal data you provide on our secure (password- and firewall-protected) servers.
6.3All electronic financial transactions entered into through the Sites and the Apps will be protected by encryption technology.
6.4You acknowledge that the transmission of personal data over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.
6.5You are responsible for keeping the password you use for accessing the Sites and/or the Apps confidential; we will not ask you for your password (except when you log in to the Sites and/or the Apps).
7.1Personal data that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purpose, except:
(a)to the extent that we are required to do so by law;
(b)if we believe that the documents or information may be relevant to any ongoing or prospective legal proceedings; and/or
(c)in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).
8.1A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser.
8.2We will ask you to consent to our use of cookies in accordance with the terms of this Privacy Notice when you first visit the Sites and/or the Apps. By using the Sites and/or Apps, and agreeing to this Privacy Notice, you consent to permit us to collect, store, and use your personal data, and our use of cookies in accordance with the terms of this Privacy Notice.
9.1Our Sites and/or Apps may include hyperlinks to, and details of, third party websites. We have no control over, and are not responsible for, the privacy policies and practices of such third party websites.
9.2This Privacy Notice applies solely to the personal data collected by FliQCard Services.
10.1You may instruct us to provide you with any personal data we hold about you; provision of such information will be subject to:
(a)the payment of a fee; and
(b)the supply of appropriate evidence of your identity (for this purpose, we will usually accept a photocopy of your identity card / passport certified by a solicitor or the court plus an original copy of a utility bill showing your current address).
10.2We may withhold personal data that you request to the extent permitted by law.
10.3You may contact us if the personal data that we hold about you needs to be corrected or updated.
10.4You may instruct us at any time not to process your personal data for marketing purposes or to withdraw your consent from receiving marketing communications. In practice, you will usually either expressly agree in advance to our use of your personal data for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal data for marketing purposes.
11.1We may update this Privacy Notice from time to time by publishing a new version on our Sites and/or Apps. We may notify you of material change(s) to this Privacy Notice by email. You should however check this page occasionally to ensure you are happy with any changes to this Privacy Notice.
11.2You can contact us by writing to the address given below, by using our website contact form or by email to fliqcard@fliqcard.com .
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